Credit cards are now mostly used from a smartphone or watch, but card details can be copied onto fake cards or physical cards stolen.
Gift cards, high value or easily disposable items like jewellery, liquor and cigarettes are popular purchases for tap and go fraudsters.
Here are some tips to help avoid credit card fraud.
Don’t
- allow split payment over multiple credit cards.
- manually enter card details if the card cannot be tapped, swiped or inserted.
- refund to a different card or a bank account.
- accept extra payment to pay a third party or another vendor.
Watch out for
- Unusual behaviour such as customers purchasing without regard to price or are anxious or in a hurry.
- Multiple purchases by customers who return to make more purchases, especially of the same item.
- Customers producing a loose credit card from a pocket instead of a wallet/purse or on a phone.
If you are unsure or suspicious, hold onto the card, ask for identification and call the number for the issuing financial institution which is on the back of the card.
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